Business capital,
done right.
One advisor, 50+ capital sources, no runaround. From hard money to SBA — we package your deal and place it where it wins.
- Same-day pre-qualification — no credit pull
- 50+ capital sources, one file, one team
- Hard money in 7–14 days. SBA in 45.
Colorado Business Broker
Locally rooted, nationally connected
50+ Loan Types
Hard money to SBA and beyond
One Team, One File
We handle the placement for you
No Upfront Fees
You pay nothing until funding closes
Professional affiliations & credentials
Financial Freedom with Buckle Up Capital
One application connects you to 50+ capital sources across every major loan category. We package your deal, place it with the right partner, and close fast — without you chasing lenders.
Hard Money Loans
Close in 7–14 days. No tax returns required.
Key Parameters
- Loan Amount: $100K – $5M+
- LTV / LTC: Up to 90% LTC, 75% ARV
- Rates: Starting at 9.99%
What We Handle
Faster Approvals
Pre-qualification in minutes, no credit pull on first look. Working capital decisions typically within 24 hours.
Real Advisor on Your File
One point of contact from application to close. We explain your options, answer questions, and push the deal forward with our capital sources.
“Our advisor walked us through every option — then closed our deal in 9 days.”
50+ Loan Types, One Conversation
8 loan categories matched to your project type — real estate, business, equipment, and construction all covered.
Your Data Stays Private
US-based encrypted storage, DNC compliance built in, and your information is never shared outside the placement process.
Terms Matched to Your Cash Flow
Interest-only for hard money, 30-year fixed for DSCR, daily or weekly remittances for working capital — structure depends on the deal, not a default template.
Deals That Closed
Real estate investors, business owners, and developers share what it’s actually like to work with us.
Cody Fisher
Real Estate Investor
“I needed hard money fast on a duplex flip — submitted Monday, term sheet Wednesday, closed the following Tuesday. Seven days from introduction to keys. These guys actually move.”
Maria Chen
Restaurant Owner
“We were opening our second location and needed $250K for kitchen equipment. The team matched us with the right program in 48 hours and we were funded before our contractor broke ground. Incredible service.”
James Patel
Property Developer
“I had a 40-unit multifamily deal that two banks already passed on. Buckle Up Capital packaged it properly and placed it with a debt fund. Closed at 72% LTV. Deal I thought was dead is now cash flowing.”
Real Stories, Real Results
Cody Fisher / Real Estate Investor
“This new capital structure helped me triple my flip volume in 12 months.”
“The team made our SBA loan painless.”
Marcus T. / SBA Borrower
“Closed our equipment finance in 48 hours.”
Linda K. / Equipment Buyer
Do I Qualify?
FICO Score
620 or higher
Time in Business
6+ months
Monthly Revenue
$10K+ per month
Location
Based in the US
Some programs have different minimums. Asset-based deals (hard money, equipment) may qualify with lower FICO. Revenue-based programs focus on monthly cash flow, not personal credit.
Frequently Asked Questions
Latest Insights from Buckle Up Capital
5 Questions Every Real Estate Investor Should Ask Their Broker
Before you submit a single application, these five questions separate brokers who can actually close your deal from those who will waste your time.
Read more
Hard Money vs DSCR: Which Fits Your Fix-and-Flip Exit?
Hard money gets you in. DSCR keeps you in. Knowing when to refinance — and whether to sell or hold — changes the math on every deal.
Read more
Why the 2026 SBA SOP Changes Matter for Business Buyers
The latest SBA Standard Operating Procedure updates affect seller carry structures, partner buyouts, and EPC/OPC rules. Here's what changed and what it means for your deal.
Read moreThree Steps to Funding Your Future
Submit Your Application
Provide basic information about your business and financing needs. No credit pull, no commitment — 5 minutes.
Review and Approval
Our credit team matches you with the right capital source from our network. Term sheet in 24–72 hours.
Finalize Your Loan
Sign documents, funds clear, capital deployed. Funding in days, not months.
Streamline Operations with Our Tools
Loan Calculator
Estimate monthly payments across our loan programs before you apply.
- Hard money, DSCR, and SBA scenarios
- Adjustable rate and term inputs
- Instant P&I breakdown
DSCR Analyzer
Run rental property DSCR ratios before submitting your application.
- Input rent, PITIA, and property type
- Instant DSCR ratio output
- Program eligibility indicator
Hard Money ROI Calculator
Project your fix-and-flip return before committing to a deal.
- ARV, rehab cost, and holding period inputs
- Net profit and ROI projection
- Breakeven analysis
Loan Comparison Tool
Side-by-side program comparison across our full product menu.
- Compare up to 3 programs at once
- Rate, term, and close-time breakdown
- Best-fit recommendation
Ready to Grow Your Business?
One application. 50+ capital sources. A real advisor on every file. Pre-qualification in minutes — no credit pull, no commitment.
Get Funded